Get on the Road With an MRCU Auto Loan
When it comes to purchasing and financing vehicles, we’ve got you covered with an MRCU Auto Loan. With generous terms and competitive Auto Loans, we’ll get you on the road in no time!
Apply for pre-approval before you shop for a vehicle to save time and feel confident knowing how much you can afford. It only takes a few minutes, and the application can be done online.
Auto Loan refinancing
Let us review your existing car loan with MRCU Auto Loan Refinance. Our low Auto Loan interest rates, various term options, and quick approval can save you time and money.
Hassle-free Vehicle Shopping
Search, compare, and finance with MRCU. Being pre-approved for your Used or New Vehicle Loan lets you shop even faster.
Vehicle Loan Protection Coverage
Vehicle Loan Protection Coverage
Midwest Regional Credit Union offers Gap and warranty protection programs to meet members’ personal insurance needs at the most affordable rates.
Guaranteed Auto Protection (GAP)
GAP coverage gives you peace of mind on your new car purchase, allowing you to bridge the gap between what your insurance company will pay and what you still owe on your car if it’s totaled. It’s a simple way to protect your finances and avoid unexpected out-of-pocket costs during an already stressful situation.
Warranty
Protect your investment and drive with confidence by adding a vehicle warranty through Midwest Regional Credit Union. Enjoy peace of mind knowing unexpected repair costs won’t derail your budget, so you can focus on the road ahead.
Shopping for a New Auto?
Start Shopping Today
Secure competitive Auto Loans with flexible terms for various model years.
Vehicle Loan Rates
Effective as of 4/29/2026
Auto Loan Rates
| Model Year | Term | As Low As (APR)* |
|---|---|---|
| New to 2016 | Up to 63 Months | 4.99% |
| New to 2016 | Up to 75 Months | 5.49% |
| New to 2016 | Up to 84 Months1 | 5.99% |
*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change.
1Min. Amount Financed $40,000
Boats, Motor Homes, 5th Wheel & RV Trailer Loan Rates
| Model Year | Term | As Low As (APR)* |
|---|---|---|
| New to 2016 | Up to 60 Months1 | 9.75% |
| New to 2016 | Up to 84 Months1 | 11.25% |
*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change.
1Min. Amount Financed $20,000
Motorcycle Loan Rates
| Model Year | Term | As Low As (APR)* |
|---|---|---|
| New to 2016 | Up to 63 Months | 8.25% |
| New to 2016 | Up to 75 Months | 8.75% |
*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change.