Personal Loans

Secured Loans

Leverage your assets with Secured Loans at a fixed rate of 3.00% over deposit earnings. Contact the credit union to apply.

PERSONAL Loans

Borrow between $500 and $7,500 with Personal Loans starting at 12.50% APR*. Contact the credit union to apply.

Home Equity Loans

We offer Home Equity Line of Credit loans. Get low closing costs and rates as low as Wall Street Prime, which is a variable rate. Contact the credit union to apply.

Visa Card Options

Designed for limited/no credit or credit rebuilding. Contact the credit union to apply.

  • Platinum APR*: 7.9%

  • Classic APR*: 12.90%

  • Secured APR*: 11.90%

Credit Builder Loans

Designed for limited/no credit or credit rebuilding. Contact the credit union to apply.

  • Loan amount: $1,000 at 8% for 12 months

  • Funds secured in a 12-month CD at MRCU

  • Credit review with improvement tips

  • Loan payoff leads to $1,000 CD + Dividends

Set up an appointment with a loan officer once this loan is paid in full to review an updated credit report.