Deposit Rates

Effective as of 4/29/2026

Share Certificate Rates

certificates
Share Certificates Rate APY** (Annual Percentage Yield)
6 Month 3.00% 3.03%
12 Month 3.60% 3.64%
24 Month 3.45% 3.49%
36 Month 3.25% 3.30%
60 Month 2.97% 3.00% (5-year minimum deposit = $5,000)

Share/Savings Account Rates

share accounts
Share Accounts Rate APY** (Annual Percentage Yield)
0-$499 0.00% 0.00%
$500-$9,999 0.10% 0.10%
$10,000-Plus 0.20% 0.20%

Club Account Rates

club accounts
Club Accounts Rate APY** (Annual Percentage Yield)
Christmas & Vacation 0.05% 0.05%

Share Draft/Checking Account Rates

share draftchecking
Share Draft Rate APY** (Annual Percentage Yield)
$0-$999.99 0% 0%
$1,000 - Plus 0.05% 0.05%

Loan Rates

Effective as of 4/29/2026

Auto Loan Rates

Auto Loans
Model Year Term As Low As (APR)*
New to 2016 Up to 63 Months 4.99%
New to 2016 Up to 75 Months 5.49%
New to 2016 Up to 84 Months1 5.99%

*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change.

1Min. Amount Financed $40,000

Boats, Motor Homes, 5th Wheel & RV Trailer Loan Rates

Boats, Motor Homes, 5th Wheel,
Model Year Term As Low As (APR)*
New to 2016 Up to 60 Months1 9.75%
New to 2016 Up to 84 Months1 11.25%

*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change.

1Min. Amount Financed $20,000

Motorcycle Loan Rates

Motorcycles
Model Year Term As Low As (APR)*
New to 2016 Up to 63 Months 8.25%
New to 2016 Up to 75 Months 8.75%

*All rates are based on applicant's credit worthiness. Rates are effective on date of publication and may be subject to change.